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Arizona Divorce Real Estate Keep the House If…

In an Arizona Divorce, You Can Keep the House if You Know What You Owe

Do you really know all of the monies owed on the house you wish to keep in a divorce?

Does the house have one mortgage or multiple mortgages? Does the house have a HELOC? Are there any tax liens on the house? Who will pay the real estate commission if the house must be sold? Who will pay the closing costs? Who will pay the attorneys fees? 

Knowing all that is owed on the house will help determine whether to keep the house or if you should sell the house in a divorce. 

You Can Keep the House if You Know What You Own

If you keep the house, does the house come with any other property (land, other buildings or personal property)? If so, make sure all of these items are listed in the divorce documents.

You Can Keep the House if You Know What You’re Getting Stuck With

Is keeping the marital home best for you?  Have you considered all of the costs of keeping your current home? Our goal is to help preserve homeownership for the long term.

Sometimes people keep the marital home for emotional reasons.  However, decisions based on emotions are not always prudent.  Damaged credit, defaults, foreclosures, and bankruptcies can be a result of basing decisions on emotions. Let our RCS-D Mortgage Professionals walk you through options that can serve you best in determining important real estate decisions.

Keep the House If…

Keep the house if you know and understand all of the details (present and future) of the transaction.

Keep This in Mind

Generally, property division is permanent. It is not easy, nor inexpensive to fix mistakes.  

Additional Reading, Click the Links Below: 

Liens and Loans     The Quitclaim Deed Nightmare     Remove a Name from the Mortgage


We specialize in helping couples who plan to divorce avoid making expensive and long-lasting mistakes with the marital home.

We help attorneys, paralegals and mediators gather information and documentation to enhance their divorce case files.


We do this by helping people completely understand all of their options with the marital home including keeping the home, selling the home, mortgage and refinance options, and explaining why home due diligence, updated credit reports, and title searches are so important.

We explain to our clients how their decisions with respect to the home can impact their quality of life for many years to come.

We help our clients prevent credit damage and preserve their ability to buy a home in the future.  

With the information we can provide families can make better decisions and perhaps avoid making expensive and long-lasting mistakes.

Our initial pre-divorce consultations are provided at no charge.



If you use appraisals in your practice to help determine the value of a home we can show you at least two gaps in the case file that can be detrimental to your clients.

We’ll explain why house due diligence is very important to determining actual value.

We’ll explain why a CLUE report should be part of your case file.

Our title company partners can provide title and lien searches on the property so no unexpected surprises surface during the process.

We can confirm equity in the house, check for mechanics liens and check to see if there is a home equity line of credit (HELOC) that has the potential of decreasing the equity in the home.

Our assistance helps you gather the details you need, creating less busy work for you and your paralegals.

The information we produce can bring about more cooperative clients.



We provide our initial pre-divorce consultations at no charge.

We provide our initial information for attorneys, paralegals and mediators at no charge.

We do this in the interest of consumer protection, helping our clients protect their credit ratings and preserve their future home ownership capabilities. 

If the couple decides to sell the marital home we hope that our information has been helpful and they will consider us for the listing and mortgage or refinancing of the home and/or new homes. 

We 1%

Less than 1% of all real estate agents, mortgage loan professionals, and title professionals have the Real Estate Collaboration Specialist - Divorce (RCS-D) designation. Agents without this designation could just be guessing how to advise you through this difficult time, we'll give you the facts that only professionals with our specialized training can provide.