Peter Hudson, Arizona licensed real estate agent, REALTOR®
Arizona Divorce | Practical Real Estate Information
First of all, Welcome to My Website!
I have put this website together, and filled it full of very practical information that I hope will help you get through one of the most trying times in your life.
When I first put this website together a few years ago I had never been through a divorce. Then, there it was! Out of the blue came the request to divorce.
I was so glad that I had this knowledge and information to work through my own divorce, and I hope this information will help you avoid making expensive, and life-long mistakes.
Why Talk With Me? It’s Simple. I’ve Been There!
When you are contemplating a divorce in Arizona, and you own a house with your soon-to-be ex-spouse you need to make some decisions about the house before you ever file for divorce. At least this is the easiest way!
Arizona is a Community Property State
The divorce rules in Arizona are somewhat straightforward, as Arizona a Community Property State. This means the assets and the debts that the two of you acquired during the marriage will most likely be divided fairly. This does not necessarily mean evenly, but it will be pretty close.
Does it matter who paid most of the mortgage and the bills? In the eyes of the court, no, it does not!
If Possible, It’s Better to Work Out What to Do With the House Prior to Filing for Divorce!
If it’s possible for you and your spouse to reach a decision about what to do with the family home prior to filing for divorce you will be better off. If you decide to sell the home and split the final equity you may also protect your credit rating, and assure yourself that you can purchase another house on your own.
Once You File for Divorce the Court Will Decide What to Do With the House
Keep in mind, once you file for divorce what will actually happen to your family home is completely up to the court, it will not be up to you.
Why Should You Work with Me?
My professional expertise and my real-life experiences will be very helpful to anyone who is seeking a divorce and who owns a house with their soon-to-be ex-partner.
You should know that my information is best-suited for those who are not contesting the divorce (too much).
If you have the attitude that you are going to take your soon-to-be ex-spouse for everything they have, we are not a good match! I’ll also suggest you do your research on reality, and remember that Arizona is a Community Property State.
Through my consultations I will explain in detail how to avoid expensive and long-lasting pitfalls with the marital home, and answer your real estate related questions.
I can help you avoid expensive mistakes, help protect your credit scores, and help you preserve your future home-ownership eligibility.
Who Is This Guy?
I am an Arizona licensed real estate agent and I work with the HomeSmart Real Estate Brokerage. HomeSmart is one of the largest real estate brokerages in Arizona.
I represent both buyers and sellers of homes.
I am an excellent communicator and will keep you informed all along the way!
I am a member of the National Association of Realtors, the Arizona Association of Realtors and the West and Southeast Valley Realtors of the Valley (WeSERV).
I first obtained my real estate license in the early 1990s and I have worked in real estate, sales, and marketing ever since.
I am an Arizona Native and I reside in the East Valley with my new spouse and our four-legged son, Rico Suave.
Arizona is a Community Property State. You can see a quick definition of what this means regarding divorce here.
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Consider Keeping the House If You Know These Things...
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What I Do:
1. I help people who own a home together, and plan to separate and/or divorce, avoid making very expensive and long-lasting mistakes with their co-owned home.
2. Although my information can help anyone who plans to divorce, it is best suited for those who are not contesting the divorce (too much) and are as amicable as possible.
How Do I Do This?
1. I'll consult with my clients and compassionately help them completely understand all of their options with the home.
2. I'll explain the option of one person keeping the home and refinancing the home, so the former spouse is no longer on the mortgage loan.
3. I'll explain the option of selling the home and splitting the equity, and then each person having the option to buy a new home on their own.
4. I'll explain why an appraisal-minus-the-mortgage does not equal true equity, and why a home inspection (sometimes called house due diligence) is very important at this time.
5. I'll explain to my clients how their decisions with respect to the home will impact their quality of life for many years to come, positively or negatively.
6. I'll explain how the information I can provide will help my clients make better decisions for their future.
7. I'll explain how my clients can avoid making expensive and long-lasting mistakes.
8. I'll introduce my clients to other professionals, such as mortgage professionals who can better explain the refinancing and new purchase options.
9. I'll explain my discounted commission rates that I offer my clients if they choose to sell the house and choose me as their REALTOR®.